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Executive Overview

Data Architecture

How ACORD forms are transformed into a unified submission model

Ingestion Pipeline
From document chaos to submission-ready intelligence

Upload

ACORD PDFs

Detect

Form Classification

Extract

AI + OCR

Merge

Canonical Model

Validate

Exception Handling

Submit

Carrier Ready

Supported ACORD Forms
Form-specific extraction schemas

ACORD 125

Commercial Insurance Application

ACORD 126

Commercial General Liability Section

ACORD 127

Business Auto Section

ACORD 129

Workers Compensation Application

ACORD 131

Umbrella / Excess Section

ACORD 140

Property Section

ACORD 143

Transportation Section

ACORD 155

Equipment Breakdown Section

Canonical Data Model
Normalized entities above form-level data

Applicant

namedbafeinentity_typecontactwebsite

Locations

addresstypebuilding_infooccupancy

Operations

descriptionnaicsrevenueemployeesyears_in_business

Policies

coverage_typelimitsdeductibleseffective_datecarrier

Liability Exposures

gl_exposureproductsprofessionalumbrella

Transportation

fleet_sizedriverscargoradiusdot_mc

Equipment

equipment_classesvaluesmaintenancecritical

Claims History

loss_datetypeamountstatusdescription
AI Intelligence Layer
Machine learning capabilities powering the intake workflow

Form Classification

99%

Automatically identify ACORD form type from uploaded documents

Field Extraction

94%

Extract typed text, tables, checkboxes with positional awareness

Conflict Detection

96%

Identify overlapping or conflicting data across forms

Smart Merge

92%

Intelligently combine data into canonical model

Risk Summary

89%

Generate underwriting-style narrative from extracted data

Next-Best-Action

87%

Suggest missing fields and follow-up actions

Form-to-Model Mapping
How individual form fields map to canonical entities

Source Forms

ACORD 131
ACORD 143
ACORD 155
AI Extraction+Smart Merge

Canonical Model

Applicant
Locations
Operations
Policies
Liability Exposures
Transportation

Output

Submission Package
AMS Record
Carrier API
Canonical Schema Example
JSON structure of the unified submission object
{
  "submission_id": "SUB-2024-001234",
  "applicant": {
    "name": "Midwest Transport Solutions Inc.",
    "fein": "45-1234567",
    "entity_type": "Corporation"
  },
  "locations": [
    { "address": "1250 Industrial Parkway, Chicago, IL 60616", "type": "Headquarters" }
  ],
  "coverages": {
    "umbrella": { "limit": "$5,000,000", "retained": "$10,000" },
    "transportation": { "auto_liability": "$1,000,000", "cargo": "$250,000" },
    "equipment_breakdown": { "limit": "$2,450,000" }
  },
  "exposures": {
    "fleet": { "power_units": 45, "drivers": 52 },
    "equipment": { "total_value": "$2,450,000" }
  },
  "metadata": {
    "source_forms": ["131", "143", "155"],
    "extraction_confidence": 0.91,
    "created_at": "2024-01-15T10:30:00Z"
  }
}