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Executive Overview

Models & Algorithms

Algorithm options, tradeoffs, and recommended evolution path

Next: Decisioning Pipeline
Complexity vs Business Impact
Gradient Boosting (XGBoost/LightGBM)
Recommended Baseline

Tree ensemble for high accuracy on tabular data

Pros

  • High accuracy
  • Handles non-linear interactions
  • Works well with tabular data
  • Feature importance

Cons

  • Less interpretable
  • Requires feature engineering
  • Hyperparameter tuning
Recommended Evolution Path
1

Rules-Based

Quick start

2

Gradient Boosting

High accuracy

3

Learning-to-Rank

Ranking optimization

4

Reinforcement Learning

Long-term value

Key Insight

Start with Gradient Boosting as the baseline—it offers the best accuracy-to-complexity ratio. Evolve to Learning-to-Rank when you have enough ranking data, then explore RL for long-term LTV optimization.